Financial Independence · Retire Early

When can you stop working?

Six numbers, one answer. We'll handle the rest.

Amounts and portfolio presets use United States.

Six numbers, one answer

The fastest path to your FIRE estimate. Nothing here is hidden — we use sensible defaults for inflation, withdrawal rate, and life expectancy. Need EMIs, kids, taxes, or a spouse? .

years
years
$

All your investments and savings combined

$

What you put away each month

$

Today's dollars — we'll inflation-adjust

Stock-heavy portfolio7.0%

Historical S&P 500 average is ~10%; mixed portfolios sit around 7%.

Hidden defaults — click to view or changeOptional
years
%

4% is the classic safe rate

%/yr

Your FIRE number

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Fill in the form to see your number

Retire at

—

Years to FIRE

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of saving

Money lasts until

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Savings rate

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of income